Who We Are
Citizens Savings & Loan Assoc., FSB was organized March 4th, 1884 and is the oldest savings and loan in the State of Kansas. Our Mission is to remain a strong, independent community mutual providing competitive pricing and outstanding customer service for growth within the communities we serve.
We are recognized on both state and national levels for our strength and stability and we are proud of our history as a community bank. As an organization committed to outstanding customer service, we constantly strive to expand our services to meet the financial needs of our customers. We look to blend the best of traditional banking with the modern convenience of today’s technology.
Citizens Savings & Loan is a preferred home loan provider with emphasis on competitive interest rates and low closing costs. We specialize in VA, Conventional, FHA, USDA and First Time Home Buyers loan programs featuring in-house processing, underwriting, and closings. Our staff is available to meet with you face to face as opposed to calling a toll free number during the process. We can service the loan locally which means you will deal with us directly for payments and escrow matters.
We offer loans to purchase a new home or to refinance your existing one. A variety of loan types that include fixed rates, adjustable rates, and special programs designed to meet your needs are available. We also offer construction loans if you are building the home of your dreams.
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