Presidents Message

Message for 2018.

As we continue in 2018, we are pleased to report that our bank financials have been strong for the first quarter 2018 and look to continue in 2nd and 3rd quarter of 2018. Our strength and stability, since 1884 has positioned us for a year of continued growth and advancement. We are equipped to better meet the needs of our customers and community as we continue to move forward, and we are ready to embrace the opportunities that are ahead.


After 40 plus years with Citizens, Ronald Romig has retired from his most current role as President and CEO. We wish Mr. Romig the best in his retirement and his continued support on the Board of Directors.  Our CFO John Peters will be retiring late summer with Chris Foster on our team to succeed John.

Dr. Ronald Kenton who has served as Board of Director for over 20 years has retired from the Bank Board as of December of 2017.  We know Ron will enjoy his fulltime retirement and we wish him well.

Teana Hundley has been promoted to Senior Vice President and will continue to lead our great Mortgage Origination Officers.   Nathan Petty has also been promoted to IT Technology Officer and we look forward to bringing more of our IT functions in house.

We are grateful for the willingness and desire of these influential individuals to take on new roles and responsibilities. Together, they will continue to have a positive impact on our financial institution.


We will continue to support the project graduation programs, snowflake streak and the annual community shred it events this year.   Many of our employees sit on Boards of the local non-profits,  we encourage and support those efforts.


We are ever mindful of the changing rate environment. We will continue to make adjustments as necessary with the best interests of our customers in mind.   As for new products, we have launched our new Credit Card program for Personal and Business,  both card programs offer a great rate and rewards along with Merchant Processing.  On the Mortgage front we have added FHA, USDA programs along with a lending program covering 50 states. We have also expanded into commercial real estate lending.

As you make plans for the coming year – and years ahead – we would like to remind you of the benefits of the financial planning services offered through Prime Capital Investments and The Trust Company of Kansas. The start of the year is a great time to put a better plan in place or reevaluate your existing plan. Regardless of where you are and what your goals may be, Prime Capital Investments and TCK are a reliable resource for your financial planning needs.


We are continually searching for ways that we can make banking easier for our customers. In the year ahead, we plan to continue exploring ways to optimize convenience with our products and services. We are optimistic that we will be able to improve and expand our suite of digital services.

ThWe are appreciative of the trust that you place in us year after year and hope to exceed “uncommon” banking expectations throughout 2018.

Thank you,
Randy L Baker
President and CEO